Q: Who can apply for a loan?
A: Australian residents only.

Q: Do I have to be employed?
A: Yes, you must be employed. Part-time and casual employment is acceptable.
    CenterLink payments can only be taken into account as an additional income.

Q: I have bad credit, can I still apply for a loan?
A: Yes you can.

Q: Do I need to have a mortgage to apply for a loan?
A: No.

Q: How long does it take to process my loan?
A: Up to 7 days.

Q: If I wish to consolidate my existing loans and credit cards, will this have a negative impact on my credit rating?
A: If your credit rating is already good, consolidating loans will not have a negative impact on your credit rating.

Q: Can I consolidate my personal loans and credit cards into my mortgage?
A: Yes, by doing that your interest rate on your existing personal loans and credit cards will be greatly reduced.

Q: What is the maximum loan period?
A: Up to 7 years.